UK & Europe 🇬🇧 🇪🇺

Free VAT Invoice Generator for UK & EU Businesses

Make HMRC-compliant VAT invoices online free, no signup, PDF-ready. Drop in your VAT number, set the rate, and you've got a professional European tax invoice in seconds.

What Is a VAT Invoice?

A VAT invoice is what a VAT-registered business in the UK or EU issues when it sells something. It has to show your VAT number, the VAT rate, the net amount, the VAT amount, and the gross total. That's what lets your buyer reclaim input VAT and gives the tax office what it needs to verify the sale.

What a Full VAT Invoice Must Include (UK & EU)

  • The word "Invoice" or "VAT Invoice"
  • Unique invoice number
  • Seller's name, address, VAT number
  • Customer's name and address
  • Invoice date & time of supply (tax point)
  • Description of goods or services
  • Net amount for each line
  • VAT rate applied to each line
  • Total VAT amount
  • Gross total payable

VAT Invoice UK HMRC Rules

HMRC wants a full VAT invoice for any UK sale over £250. For sales £250 or under, a simplified invoice does the job. Banana Invoice works for both just fill in what you need. UK standard VAT is 20%, with reduced rates of 5% and 0% on certain goods.

VAT Invoice EU Cross-Border Rules

VAT rates are all over the place across the EU (Germany 19%, France 20%, Netherlands 21%, Ireland 23%, and so on). For B2B cross-border EU sales, the reverse-charge mechanism usually kicks in you issue a zero-rated invoice with a note like "Reverse charge: customer to account for VAT". Banana Invoice lets you drop that note into any invoice.

Create a VAT Invoice in 3 Steps

Add your business details including your VAT number (GB123456789 for the UK, DE123456789 for Germany, and so on). Enter your client's details. Add line items. Set the VAT rate as a percentage. That's it the VAT invoice generator does the maths. Want a bigger picture walkthrough? See our guide on how to make an invoice.

Multi-Currency GBP, EUR & More

Invoice in Pounds (£), Euros (€), or any of 20+ currencies. Useful for UK freelancers billing EU clients, or EU agencies working with clients in the US, UK, or Australia.

Why UK & EU Businesses Choose Banana Invoice

  • Free forever no subscription or trial
  • VAT number field UK & EU format
  • Flexible VAT rates 20%, 19%, 21%, 0% or any custom rate
  • Reverse charge notes customizable invoice notes
  • PDF export HMRC-friendly layout
  • GBP + EUR and 20+ more currencies
  • No signup or create a free account to save invoices

Simpler Alternative to QuickBooks / Xero

Paying for QuickBooks or Xero just to send a handful of invoices a month? Banana Invoice is the simple alternative a lot of freelancers end up switching to. Same professional invoices, zero monthly fee. The full side-by-side is on our QuickBooks alternative page.

Generate Your VAT Invoice Now

Free VAT invoice generator for UK and European businesses no signup, no card.