Banana Free Invoice Generator for Toronto
Create and download a professional invoice in Canadian Dollar (CAD) for clients in Toronto, Ontario — free, no signup, print-ready PDF.
Create a Free Invoice for Toronto →
Invoicing in Toronto
Canada's largest city and financial capital, with a major banking, tech and professional-services market and a large freelance base. Whether you are a freelancer, contractor or small business in Toronto, Banana Invoice lets you bill clients in CAD and get paid faster.
Tax and invoice rules for Toronto
Businesses in Toronto follow Canada's national rules: GST/HST (federal) + PST/QST (provincial) at a standard rate of GST 5%; HST 13%–15% in HST provinces, administered by the CRA (Canada Revenue Agency). Your business tax ID is the GST/HST number. A compliant invoice must include:
- Seller business/trading name
- Seller GST/HST registration number (required for amounts of $30+)
- Invoice date
- Description of goods or services
- GST/HST amount charged (or a statement that tax is included)
See the full Canada invoicing guide for every required field, reduced rates and the latest 2026 e-invoicing rules.
Frequently asked questions
Is the Toronto invoice generator free?
Yes. Banana Invoice is 100% free for businesses in Toronto — create and download a professional invoice in Canadian Dollar (CAD) as a PDF with no signup, no watermark and no fees.
What tax do I charge clients in Toronto?
Businesses in Toronto follow Canada's GST/HST (federal) + PST/QST (provincial), with a standard rate of GST 5%; HST 13%–15% in HST provinces administered by the CRA (Canada Revenue Agency). Show your GST/HST number on the invoice if you are registered.
What does a Toronto invoice need to include?
A Toronto invoice follows Canada rules: your GST/HST number, a unique invoice number and date, the client's details, a description of work, the tax rate and amount, and the total payable in CAD.